Steps to buying a home

Because you are visiting our website we expect that you have a pretty fair idea of the property you want to buy but, just for the record, let’s review your thoughts:

Step 1: What would you like to buy?

What size of home must you have? What size of home would you like to have now and in the not too distant future? Bungalow, two storey, townhouse, condo, rental property? A newer or an older home? What special features must you have — how many bedrooms, bathrooms, family room, dining room, den, office, playroom, pool, gardens, laundry room, finished basement, garage, workshop, in-law suite, fireplace, ease of access, storage? Do you have pets?

Step 2: Where do you want to live?

City or a rural community? What neighbourhoods do you favour? First choice? Second choice? Could there be an acceptable third neighbourhood where you might want to live? What services must you have in the neighbourhood – schools, stores, shopping, churches, day care, bus routes, parking, recreational facilities, playgrounds, parks.

Step 3: Prepare your budget

To make the strongest offer possible get “pre-approval.” The process takes a few days to a few weeks. With your pre-approved mortgage certificate, it’s like taking cash to the seller. You will have a definite advantage if you are competing against other offers . (See our links at the top of the page under Real Estate Resources)

Step 4: Pick your realtor

When you are serious about buying a property, it makes sense to work with a professional. We can make it easier. We will review the properties available and select those that meet your criteria. We will arrange showings, provide property and finance information, seek out information to establish market values, prepare your offer, arrange for presentation and negotiation with the seller and/or the seller’s agent, help you arrange inspections, and ensure that all government forms and sellers’ disclosures are provided,. And we will follow through and help take you through the closing. The information we’ll share will be confidential, allowing our communication to be more open overall.

Step 5: Enjoy the “journey”

You will find the destination puts you “at home.” It is exciting to know that one of the homes you look at with us today will be your home tomorrow!